Under the Program Semarak Niaga Keluarga Malaysia (SemarakNiaga) for 2022, financing packages worth a total of RM40bil will be provided in an effort to revitalize businesses, particularly micro, small and medium enterprises (MSME) and the formal sectors. Through the Housing Credit Guarantee Scheme, the government gives banks up to RM2bil in guarantees, allowing gig workers, small business owners, and farmers to finance the purchase of a home.
The following is an overview of the financing package proposals in the proposed budget for 2022.
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